BankerBoy

Financial Calculators

Free tools built for distressed business owners. Understand your numbers before anyone else does.

DSCR Calculator

Most used

Calculate your Debt Service Coverage Ratio and see how your lender is reading your numbers. Understand where you stand relative to the 1.25x lender benchmark.

Cash Runway Calculator

At your current burn rate, how many months until the money runs out? See a month-by-month breakdown and understand your window before options narrow.

Bankruptcy Cost Estimator

Compare the estimated cost of Chapter 7 bankruptcy filing vs. a workout advisory engagement. Most business owners are surprised by the difference.

All calculators use publicly available financial benchmarks for illustrative purposes. Results are not financial or legal advice. Consult a licensed professional before making financial decisions.